Safety
Reduce theft and fraud risk
Handling large amounts of cash puts your business at risk. Digital payments mean less cash on hand and fewer reasons to worry.
Winner · Digital Payments Platform of the Year, Caribbean 2026
Accept card payments anywhere in Guyana.
A wireless POS terminal, a free data SIM that keeps you online through blackouts, and a real-time merchant dashboard — from $5,000 GYD a month.
- Use any local bank account
- Paid out within 3 business days
- Free in-person training
Free data SIMStays online in blackouts
Visa acceptedLocal & international cards
Trusted by merchants across Guyana
Why FloPay
A safer, easier, cheaper way to get paid
Give your customers a fast way to pay, and give yourself fewer trips to the bank.
Convenience
Win customers who don't carry cash
Today's shoppers and tourists prefer card payments. Accept them and stop losing sales to the ATM run.
Cost
Spend less time counting cash
FloPay automates your payment records, so you spend your time growing the business instead of balancing the till.
Everything included
All the tools to get paid, at no extra monthly cost
Free data SIM
Don't depend on Wi-Fi. Your terminal stays connected during blackouts and works on the go.
Merchant dashboard
Track daily sales from anywhere in the world and watch your business grow in real time.
24/7 human support
Real people, any time you need them, by phone, video or in person.
In-person training
We come to your location and train your team to accept card payments with confidence.
Getting started
Up and running in about 4 business days
No paperwork maze. Three steps, and our team handles the setup.
- 1
Message us on WhatsApp
Send your name and email to 592-688-5264.
- 2
Complete your registration
We send you a link. Fill in the form and upload the required documents.
- 3
Start taking payments
We link your bank account, run a test transaction and train your team on-site.
Transparent pricing
Small businesses save 25% on average with FloPay
Simple, flat pricing. No surprises on your statement.
Merchant Long-Term Rental
For shops, restaurants, hotels and service businesses.
$5,000GYD / month
Transaction fee (MDR): 2.5%–2.9%
- POS device & charger
- Free Enet data SIM
- Merchant dashboard
- 1 free roll of printing paper
- Free training and customer support
- 3 free users (additional users $300 each)
Event / Pop-up Shop Rental
For markets, fairs, festivals and one-off events.
$1,500GYD / day
Transaction fee (MDR): 2.9%
- POS device & charger
- Free Enet data SIM
- 1 free roll of printing paper
- Free training and customer support
High volume or multiple locations? Ask us for a custom rate.
We accept
coming soon
coming soonWhat you stand to gain
Cashless payments grow your business
A secure, hassle-free way to get paid that improves the shopping experience and your efficiency.
30%+
Business growth
Unlock more transactions and attract customers who prefer cashless options.
Customer loyalty
Customers come back when they know paying is fast and secure.
A growing network
Join the merchants transforming how Guyana pays, in a digital economy that's expanding fast.
Merchant stories
Guyanese businesses love FloPay
Rated 5 out of 55
“It's quite simple to operate and really convenient for both merchant and customer. Great customer service as well.”
Anthino SinghOwner, Seranthino
Rated 5 out of 55
“Elegant Dazzles is committed to providing professionalism and convenience. Using the FloPay device has provided convenience for our customers.”
Alana RichardsOwner, Elegant Dazzles Academy & Beauty Supplies
Rated 4.5 out of 54.5
“It's a great convenience to customers.”
Mohan RamkawallOwner, Ramkawall's Supermarket & Wholesale Depot
In the news
FloPay & Demerara Bank on the future of digital payments
In this Ignite News interview, FloPay founder Aleema Seadath and Demerara Bank CFO Jared Morgan discuss how FloPay works, security, financial inclusion and the future of cashless transactions in Guyana.
See all press coverage
Special offer
Daily Rental Programme
$1,500 GYD per day
2.9% transaction fee. Perfect for pop-ups, markets and weekend trade.
- Quick online sign-up
- Free data SIM
- Use your existing bank account
Thanks! Send the email that just opened and we'll be in touch shortly.
Built in GuyanaFor Guyanese businesses
About the team
Driven by purpose, built for Guyana
We're introducing modern payment technology to Guyana to transform the way purchases are made as the country embarks on a path of rapid growth.
Our team brings together seasoned payment experts, young bright minds and Guyanese ready to take on new challenges. Our primary goal is to empower small and medium-sized businesses with modern, reliable payment tools that help them compete and thrive.
- Registered in Guyana as FTC Inc.
- Licensed service provider with VISA Inc.
- Operating under Demerara Bank's licence
Got questions?
Frequently asked questions
What is FloPay?
FloPay is a payment solution built for Guyanese businesses. It helps you run operations smoothly, process secure payments and grow with a simple, customer-friendly POS system.
How do I register for FloPay?
- Step 1: Send your name and email via WhatsApp (592-688-5264)
- Step 2: Get your registration link
- Step 3: Fill in the form and upload the required documents
How long does registration take?
About 4 business days.
Do I need a Demerara Bank account?
No. You can use any local bank account.
What customer support do you offer?
We provide help via phone, video and in-person visits.
When do I receive my money?
Funds are deposited into your bank account within 3 business days after each transaction.
How do I receive my card payments?
We link your existing bank account and run a test transaction to make sure everything works before setting up your machine.
What cards do you accept?
Our POS accepts debit, credit and prepaid Visa cards, both local and international.
As a merchant, how do I see when transactions happen?
Our system is easy to use, with a simple interface for you and your staff to learn and operate. You can monitor transactions in real time directly from your Merchant Dashboard.
How do I check my sales at the end of the day?
You can view everything in real time on your Merchant Dashboard. Each terminal also keeps a record, so your cashier can easily balance the day's transactions.
Is my data safe?
Yes. We use secure, PCI DSS–certified systems, plus firewalls and VPN protection.
Are you licensed in Guyana?
Yes. FTC Inc. is registered in Guyana and is a licensed service provider with VISA Inc. We operate under Demerara Bank's licence, and our programme is reviewed by the Bank of Guyana.
Who do I complain to if FloPay appears to violate Guyana's financial regulations?
You can complain to Demerara Bank Limited at 214 Camp Street, North Cummingsburg, Georgetown, Guyana, and write to the Central Bank of Guyana, Lot 1 Church & Avenue of the Republic, Georgetown, Guyana.
How will a POS device benefit my business?
- Grow your sales – customers often spend more when paying by card instead of cash.
- Attract more customers – tourists and foreigners prefer card payments, so you won't miss out.
- Build trust – digital records help you track sales and make it easier to get loans or support from banks.
Do you know how much cash costs you?
- Risk of theft – keeping a lot of cash puts your business and safety at risk.
- Lost sales – if customers don't have enough cash, they may buy less or leave to find an ATM.
- Poor experience – cash-only payments can be slow and frustrating, especially if competitors accept cards.
- Hard to manage – handling cash takes time, leads to mistakes and can reduce your revenue.
- Missed opportunities – tourists and business travellers prefer cards.
- Outdated image – businesses with POS systems feel more modern and attract higher-spending customers.
Still have questions? Ask a real person on WhatsApp
Ready to start accepting card payments?
Registration takes about 4 business days. Our team will set up your terminal, link your bank account and train your staff in person.